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Singapore – Banking

Main Local Banks in Singapore

Singapore boasts a robust and well-regulated banking sector, comprising several prominent local banks. Here are some of the main local banks in Singapore:

  1. DBS Bank

  2. OCBC Bank (Oversea-Chinese Banking Corporation)

  3. UOB (United Overseas Bank)

  4. Maybank Singapore

  5. Standard Chartered Bank (Singapore) Limited

Presence of UK and USA Banks in Singapore

Singapore’s status as a global financial hub has attracted major UK and USA banks to establish a significant presence in the country. Here are some of them:

  1. HSBC Bank (Singapore) Limited

  2. Citibank Singapore Limited

  3. Standard Chartered Bank (Singapore) Limited

Accounts and Services for Expats

Banks in Singapore offer a range of accounts and services tailored to meet the specific needs of expatriates, including Multi-Currency Accounts, Global Money Transfers, International Credit Cards, and Wealth Management Services.

Typical Bank Opening Hours

Banks in Singapore typically operate from Monday to Friday, with variations in working hours on Saturdays. The typical bank opening hours are from Monday to Friday: 9:30 AM to 3:30 PM, and Saturday: 9:30 AM to 12:30 PM. Note that some branches may have extended or different operating hours.

Areas of Concern for Expats

While Singapore’s banking system is renowned for its stability and efficiency, expats should be aware of issues such as Minimum Deposit Requirements, Foreign Exchange Rates, and Residency and Work Pass Status.

Opening A Bank Account as an Expat

Opening a bank account in Singapore as an expat involves steps such as choosing a bank, gathering documents, visiting the branch, completing the application process, and account activation.


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In conclusion, Singapore’s banking system offers a wide array of services for both locals and expatriates. With a variety of banking options available, expats can navigate the system with ease and confidence, ensuring a smooth financial experience in Singapore.